Why Us

You deserve a financial partner that cares about who you are and what you do.
Better rates
Our member-owned status means we can offer low rates to save you money.
Personalized service
We are here to help you reach your goals, one step at a time.
Community-oriented
Our employees live, work, and play in Xapo Credit Union, so you will see us around!
Trusted partner
Everyone have trusted us with their finances since 1936, and you can, too.

Experience the difference at Xapo Credit Union.

 

Your financial life is more than a spreadsheet. Your goals are more than just numbers. When you work with us, you receive friendly, focused attention on what matters to you. We listen to what you say and provide guidance that aligns with your plans.

About Us

Take a closer look at what makes Xapo Credit Union the primary financial institution for so many individuals, families, and business owners.

The Credit Union Difference

When it comes to managing your finances, there are distinct differences between our credit union and other institutions.

Membership & Benefits
Becoming a member is a simple process based on a few eligibility standards. Once you join, a world of benefits opens up to you.
Awards
We are thankful for all of our members who take time to vote for us as a "Best Credit Union" in Xapo Credit Union.
Celebrating Excellence: Rated 5 Stars from Bauer Financial
Xapo Credit Union was recognized for strength and security in 2024.
Learn More
See What People Say About Us
Good location, convenient and easily accessible.
Read More of this testimonial
- Dewey B.
I had a great experience in refinancing my auto loan. Chanelle and David were a great help. Everything was done by phone, so effortlessly. I was really impressed. Will recommend SCFCU to others who are looking for a reputable CU.
- Barbara R.